Target Clients

Target Group

SMFBS recruits new clients who fit the following criteria for its group based financial services:

  • Own less than 0.5 hectares of land per five-person family.
  • House must have mud or unmanaged concrete house (pucca house).
  • Permanent residents of area.
  • No family members employed higher level in the formal sector.
  • No current loans from other financial service providers.
  • A per capita yearly income less than US$400.