Target Group

SMFBS recruits new clients who fit the following criteria for its group based financial services:

• Own less than 0.5 hectares of land per five-person family.
• House must have mud or unmanaged concrete house (pucca house).
• Permanent residents of area.
• No family members employed higher level in the formal sector.
• No current loans from other financial service providers.
• A per capita yearly income less than US$400.